Joshua Teo Joshua Teo
Senior Marketing Director
CEA: L3002382K/R023705E
Agency Call: +65 91002492


* Joined Real Estate in 2002
* Completed ERA Sales System Training
* ERA Million Dollars Club Award
* ERA TOP 100 Achiever's Award 2009
* ERA TOP 200 Achievers' Award 2001-2010
* CEHA Certified

What my clients say:

1. Dear Joshua,

Our most sincere and profound thanks to you for your very professional and helpful advice for ensuring a smooth transaction and completion of our flat. It has been a real pleasure knowing you. Do keep in touch!

William & Su-Yin (Owner of Sengakang Blk 206D 5-Room)

2. Dear Joshua,

Your close follow-up and feedback had solved most of my worries from the complicated procedures in the purchasing, renting and selling transactions. Thank you so much and I will not hesitate to refer your excellent service to my friends. Looking forward to another opportunity again in the near future.

Best regards,

Jacqueline Ling (Owner of Sembawang Blk 473 5-Room)

3. Dear Joshua,

Thank you, you have been most helpful. If my other friends are interested to invest in property, I will defintely recommend you. I hope my friend is able to find his ideal apartment through you. Your sincere and good service in following up to deliver what you have promised will bring you far. All the best.


Ms Yvonne Sim (Buyer of Montebleu)


Revised Subletting Rules for Singapore Permanent Residents (SPRs)

HDB reviews policies and rules regularly to keep them relevant.

As part of ongoing reviews, the rules for subletting by flat owners who are SPRs will be revised with effect from 11 Jul 2012.

Current Rule:

Currently, both SC and SPR flat owners are allowed to sublet their flat after meeting the MOP.

The approval is granted for a maximum of 3 years per application.

Owners can apply to renew the period of subletting upon the expiry of each 3-year period, with no cap on the number of renewals and the total period of subletting.

Revised Rule:

Under the revised rule, SPR flat owners will be allowed to sublet their flat after meeting the MOP, if they have not sublet the flat before.

The approval will be granted for 1 year only, instead of 3 years.

Upon expiry of the 1-year period, the application to extend the approval will be assessed on a case-by-case basis and approval will be granted only if there are extenuating reasons.

The total period of subletting during the flat owners' entire duration of the flat ownership is capped at 5 years.

The revised rule is to reinforce the policy intent of providing HDB flats as homes to SPRs, and to deter those who are buying the flats for rental yield or investment.

While HDB allows SPR owners who have met the MOP to sublet their flat, the subletting should be on a temporary basis.

If the SPR families no longer need the flats for their own occupation, they should sell the flat instead of subletting them.

There will be no change to the subletting rules for flat owners who are Singapore citizens

Apartment Rental

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City & South West (D01-08)

Orchard / Holland (D09-10)

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Ang Mo Kio



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Choa Chu Kang




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Lim Chu Kang

Marine Parade

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